Why Purchase Med Pay

Why Purchase Med Pay

Med Pay applies to you and your family regardless of who is at fault in the accident
Med Pay also applies to all passengers in the vehicle at the time of the accident
Med Pay applies to practically all forms of medical care including the reimbursement for out-of-pocket costs reasonably related to the auto accident
The cost of having Med Pay coverage is a bargain.
If you are injured in an accident you do not need to worry about paying for the gaps in your medical care coverage:
Which sometimes includes ambulance rides, certain types of surgery, and urgent care.

Med Pay coverall of these services

Med Pay fills the gaps left by your health care coverage:

EMT or ambulance fees
Hospital stays
Medical or Chiropractic Costs
Doctor appointments
Dental treatment
Nursing services
Lab tests
Physical therapy
Doctor’s Co-Pay

Med Pay Price Quotes

As quoted by Top Insurance Carriers:

Average 6 Month Premium for $5,000.00 Med Pay Coverage
Esurance $70
st Centrury $62
Farmers $59
Mercury $56
Geico $76

Don’t Be Caught Without Med Pay
Having Med Pay is an affordable alternative to costly medical bills in the event of an auto accident. In fact, Med Pay coverage is the “smallest portion” of auto insurance costing close to $10.00 per month!

What is Med Pay

In California, you have the option of buying optional coverage in addition to your auto insurance. This coverage is usually known as “auto med pay.” It is covrage that pays out in the event you or any member of your family gets hurt.

Depending on your policy, most med pay coverage is limited – mostly a few thousand dollars and can be used for virtually any modality of medical or Chiropractic care.

These plans pay medical bills in the order in which they were received.

If you don’t have Med Pay coverage call your agent to your agent to see how much more it will be to add to your annual premium for $5000.00 average drivers it is typically around $10 dollars per month.

Dr. Kip Rode

The Importance of Heel Lifts

Some times when I take an x-ray of a patient in the low back region there will be a difference in their leg lengths. This difference may be because they had a broken ankle as a child and it affect the growth plate in the ankle or it may be do to an unknown reason. The difference in leg length can range from 1 or 2mm to 12 mm. When the difference is 5 mm or more I will recommend that patients get a heel lift for their shoe. The reason why is because you want to have a level pelvis which is the base for the spine if the pelvis and sacrum are tilted much the can through of everything above the sacrum. Often times when I see a persons low back x-ray there will be significant tilting and rotating if the vertebrae which plays a large part in why they are hurting. By putting in the heel lifts and leveling out the pelvis that will help in relieving their back pain. In fact if that is not taken care of there is a good chance it will reoccur over and over again. It is also important to gradually increase the height of the heel lift. So if a person has a 12 mm height difference you first start with a 3 mm then 5 mm then 7 mm then 9 mm then 12 mm lift. You would use each lift for approximately 1 month and then move to the next higher one. The reason why you do it this way is because it will take time for the body to become use to each change. If you just put in the 12 mm then that could create problems on its own because the body is not use to the new height. The use of heel lifts can clear up many of the problems people have because of low back pain.

Dr. Kip Rode

How To Increase Your Sense of Balance

As people get older they lose their sense of balance.  This is why they fall down more frequently. Combine that with lower bone density can lead to fractures and hospitalization. One of the things that can be used to delay this is to challenge yourself daily to increase you proprioceptive capabilities. A simple thing that can be done is that when sitting and watching television at night you can roll your feet over a tennis ball or golf ball.  Normally people wear shoes all day long so the bottom of their feet don’t get much sensory input. By sitting down and rolling your feet over the ball you increase the signals that the feet receive.  Doing exercises that strengthen or stretch your ankles can also be helpful.  A rocker board can help with increasing your ankle strength.  A rocker board is is very simple to create.  You get a small board and cut a tennis ball in half.  You then glue the half of a tennis ball to the bottom of the board.  You can then sit down and place your feet on the board and do motions back and forth and side to side.  These exercises  increase the sense of proprioception in your body joints. Chiropractic adjustments to the feet can also help the proprioception in the feet.  Sometimes the bones in the  feet can be misaligned and adjustments can help realign them.

Dr. Kip Rode

Ban is Advised on Two Top Pain Relief Pills

An advisory committee for the Federal Drug Administration recommended a ban on Percocet and Vicodin because of their effects on the liver. The drugs contain acetaminophen which is found in Tylenol and Excedrin. Each year 400 people die and 42,000 are hospitalized due to overdoses. People are using these drugs to limit or decrease the pain they are experiencing. Low back pain, neck pain, headaches are common reasons for taking it.
These are also the aches and pains that chiropractors can effectively treat. Now doesn't it make sense to see a chiropractor to see if he can help rather than risk liver damage by taking acetaminophen?

Dr. Kip Rode

Don't Do This Do This Instead

One of the most common ways my patients have hurt their back is by picking up something heavy and then as the lift they twist at the same time. For instance you are moving a heavy item from the ground to the top of a table and it is just easier to twist and put it on the table than to properly position yourself. This is a really excellent way of damaging the disks in your spine. You see the lower back is really not designed to twist or rotate much as much as your neck. It is really designed to go up and down. So what you want to do when you lift up a large heavy item is lift it straight up and then move your body by moving your feet rather than twisting. So Don't lift and twist Do lift and shuffle or move your feet to properly position your body.

Dr. Kip Rode

Weight Loss System at Rode Chiropractic

I am happy to announce that I am providing a proven weight loss program now in my office. I had been looking for some time for a weight loss system for my patients and when one of my patients told me her and her husband had lost a combined total of 90 lbs. and a member of my networking I new I had found what I was looking for. Obesity not only increases your chances of type 2 diabetes but it also makes it more likely to have low back pain. I you want to find out more please give me a call. For More Information watch this video Here
To go to my TSFL Website go here
Dr. Kip Rode


Here is a great website I just discovered that has lots of great information about nutrition. The doctor who runs the site creates daily two minute videos that cover the latest peer reviewed nutritional studies. What I particularly like is the videos that describe what is most healthy for you. Like which type of apple has the most antioxidants. Or which vegetables are best at fighting various cancers. The website is http://www.nutritionfacts.org I view the latest videos every day.

Dr. Kip Rode

Rode Chiropractic Now on Facebook

Check out my new Facebook Wall

Dr. Kip Rode

Vitamin D and Reducing Cancer Risk

It now appears that it is necessary to take a lot more than the recommended daily allowance to reduce cancer with vitamin D. Current RDA is 400 IU but, "We found that daily intakes of vitamin D by adults in the range of 4000-8000 IU are needed to maintain blood levels of vitamin D metabolites in the range needed to reduce by about half the risk of several diseases -- breast cancer, colon cancer, multiple sclerosis, and type 1 diabetes," said Cedric Garland, DrPH, professor of family and preventive medicine at UC San Diego Moores Cancer Center. "I was surprised to find that the intakes required to maintain vitamin D status for disease prevention were so high -- much higher than the minimal intake of vitamin D of 400 IU/day that was needed to defeat rickets in the 20th century."

Dr. Kip Rode

Simple Tip To Prevent Back Pain

Here is a helpful and useful tip on how to prevent back pain. Many men typically keep their wallet in their back pocket of their pants. This is a bad location because when you sit for long periods of time whether driving, sitting in a chair in an office you are actually causing your spine and hips to get misaligned. The typical wallet can be one to two inches in width. So imagine siting on a two inch pad for long periods of time. It will naturally begin causing misalignments in your hips and spine. So what I always tell my patients is to keep their wallet in their front pocket. This prevents pelvic unleveling from the wallet. This simple habit can prevent the occurrence of back and hip pain.

Dr. Kip Rode

Pain's Message

Most people think of pain as an annoyance. Pain actually serves a very useful purpose. It is telling you that something is wrong and needs fixing or correction. However what most people do today is to take a pain pill that will make the pain go away. This is actually a bad idea because once the pain is gone then you are much more likely to do something which will aggravate your condition. So what you need to do is figure out why you are having you pain. Was it the first time in a while that you went to the gym and you now have sore muscles. Well that should go away in a day or two. Is it something that has been going on for months or even years? Then that definitely warrants further investigation. What happens is you may have some degeneration going on in your spine that is affecting the nerves going to your muscles. This should not be ignored. Degeneration in the spine is a progressive condition that if not stopped can lead to permanent decrease in space for the nerves to come out of the spine and greatly increases the chance of having problems now and in the future. So don't wait and let this condition continue.

Dr. Kip Rode

Isn't It Just Muscle Pain?

Many of my patients describe their condition as muscle pain, achy sore stiff muscles. I get a lot of questions about muscle pain. Can't I just stretch it and have it go away. What people don't realize is that the muscle pain they are feeling really has its origin as a nerve problem. The nerves are getting pinched by their vertebrae and this decreases the nerve flow to the muscles. This then shows up as muscle aches, stiffness, soreness and tenderness. But since it is the muscles that hurt they think the origin of the problem lies in the muscles. However no amount of stretching is really going to help, because the real problem is a bone out of alignment pinching the nerve. People commonly think or nerve problems as pins and needles or numbness and tingling in the arms and hands. It is important to realize that achy and tight muscles can also indicate nerve involvement as well.

Dr. Kip Rode

Should you see a chiropractor after an auto accident?

If you have been in an auto accident, especially one where you have been rear ended, then it is very important to see a chiorpractor. You may have suffered what is called a whiplash injury. What is more important than the pain you may be experiencing is the possiblity that the curve in you neck may have straightened or even reversed. What this means is that if the curve in you neck is not restored to normal then over time you will experience accelerated degeneration of the spine and not be aware that it is occuring. There is also a greater chance of headaches occuring in terms of frequency and intensity. A chiropractor can not only help with the immediate pain but also help with restoring the curve in your neck towards the way it should be. It is much easier to help correct something that has happened recently than it is after 15 to 20 years have passed.

Dr. Kip Rode

Stretching to prevent back pain

Stretching is very important for your body. I want you to think just a moment about what a dog or cat does when they wake up from sleep. They stretch their whole body and then go about their business. But people commonly role out of bed after hitting the alarm button, take a show and get dressed for work. What you really want to do after just waking up is to slowly stretch your back and your neck. By taking your time and stretching each morning you can help prevent your spine from going out of alignment during the day.

Dr. Kip Rode

Maintaining Balance is the Key to a Healthy Spine

What do I mean by balance? What I mean is that when you carry something with your right hand you should periodically carry something in your left hand. This helps balance the load on your spine. One problem women have is that they always carry their purse on one shoulder and not the other. Over time this will cause a misalignment in their spine. So you need to shift your purse to the other shoulder. This is also true when carrying a new born child around. Typically the mother or father will always hold the child on one side. Usually their stronger hand and arm. But you really need to hold the child in the other side as well. Children who have book bags should also wear both shoulder straps rather than carry the book bag on one shoulder. Balancing the load on your spine is important to keeping it aligned.

Dr. Kip Rode

How To Sleep Properly

Believe it or not but there are good ways to sleep on a bed and ways that will actually agravate your condition. The best way to sleep on a bed it to lie flat on your back, the second best is on your side and the worst is on your stomach. The reason why laying on your stomach is bad is because you have to turn your head either to the left or to the right so you can breath, and this will actually cause neck problems. Laying on your side is OK if you support your head so that your spine is straight and not tilted up by a big pillow. You also want to put a pillow in between your legs to help support your hips otherwise a you spine might twist. Finally laying on you back is the best because you can evenly support your neck and back. It is best for you neck if you have your head lie flat on the bed, and then roll up a hand rag or small hand towel just enough to support your neck while letting your head lie on the bed. If you have a back condition put some pillows under your knees and this takes pressure off your back

Dr. Kip Rode